If an owner restricts renting rooms to women only, they have:

The correct understanding centers on the Fair Housing Act and related legislation. When an owner limits renting rooms to women only, they potentially violate the Fair Housing Amendment Act of 1988, which includes protections against discrimination based on sex. This Act builds on the provisions of the original Fair Housing Act and makes it illegal to discriminate against individuals in housing based on sex, along with other protected characteristics.

The point about civil rights violations indicates that while there may be rooms for gender-specific housing in certain contexts (such as single-gender dormitories), outright restrictions based solely on gender in housing can lead to legal implications. Therefore, the assertion that the owner has not violated any civil rights act does not hold true, as the action taken does indeed pose a discriminatory practice that contradicts established housing laws.

Consequently, the correct interpretation shows that the action taken by the owner is likely in violation of the Fair Housing Amendment Act of 1988, supporting the conclusion that gender-exclusive renting practices are generally considered discriminatory.